Shield what matters
Protection is the foundation of every solid financial plan.
You are your most valuable asset. As much as we might feel invincible, life has a way of reminding us that anything can happen — and usually when we least expect it.
The statistics are sobering. As of 2025, more than 1 in 3 people will be diagnosed with a critical illness before the age of 60. In an instant, your ability to earn an income can be restricted. Savings set aside for retirement or long-term goals may be needed far sooner than you ever imagined. And in the worst-case scenario, the question becomes — what position do you leave behind for the people who depend on you most?
These aren't comfortable conversations. But they are important ones.
At Tarian Financial Planning, our goal is never to sell you insurance products. It is to help you understand the real impact that serious illness, injury or death could have on your financial plan — and your family's future. Once you have that clarity, we'll walk you through the solutions available, explain how they work and recommend the right level of cover to ensure that if the unexpected ever happens, your financial plan stays on track.
“You wear a seatbelt not because you expect to crash, but because if one happens you want to walk away. Protection is your financial seatbelt.”
Our approach
01
Understand Your exposure.
We start by helping you understand the financial impact of the unexpected. What would happen to your income, your mortgage, your family's lifestyle if you were unable to work — or were no longer here? Most people have never stress-tested their finances in this way, and the results are often a wake-up call.
02
Explore Your options.
From life insurance and critical illness cover to income protection, we'll explain the full range of personal protection solutions available, how they work and what they would actually pay out in the scenarios that matter most to you.
03
Build Your safety net.
We'll recommend a personalised protection strategy that is right-sized for your circumstances — not over-insured, not under-protected. We'll also review any existing cover you have to ensure it still meets your needs and represents good value.